We offer LAYAWAY!

Our Layaway plans have NO SET-UP FEES and NO INTEREST.  

While this shopping trend is making a comeback at the big retailers, it has always been an integral part of our business model.  We are delighted to work with you to make owning a fabulous piece of jewelry affordable and achievable.   We know that when buying jewelry, it makes sense to purchase a beautiful, quality piece that you will cherish for a very long time.  However, it's not always pocketbook friendly to outright buy the jewelry that you love.  Layaway plans help make it easier for you to own a gorgeous piece of jewelry because you can split up the payment between several months- up to a year.

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Pros of Layaway

• It saves that exact piece of jewelry for you. Maybe you fell in love with a fabulous ring, but it is out of your budget range.  You know that our pieces are all one of a kind creations, and we can't always find that same gemstone again.  With our layaway plan, you don't have to worry that your favorite ring will be sold by the time you have finally saved up enough to buy it.   We will take your piece out of inventory and hold it for you until it is paid off.
• It locks in the negotiated price.  The jewelry industry can be a fluid marketplace.  Anyone who has been following the gold market knows that prices can fluctuate wildly, usually increasing.  Sometimes a ring you looked at last year might go up in price because the market value has changed.  Putting an item on layaway will lock in the agreed upon price.  
• It allows you to break up the payment into manageable chunks.  You find a ring you absolutely adore, but the price is out of your budget, and you don't want to put a huge hit on your credit card.  Maybe you are the kind of person that likes to pay off your credit card in full every month.  For many reasons, it can be much easier to tackle a large price tag when you can take your time to pay it off.  

Cons of Layaway

• You have to wait to take your jewelry home.  This is the only con that I can think of, and it's delayed gratification.  When you pay by credit card, they charge interest, but you get to wear your jewelry right away.  We don't charge interest on our layaway plans, but we do hold the piece until it is paid off in full.   

Here's how it works: 

1.  You put down a deposit on the piece, usually anywhere from 10%-20%.
2. We agree on a length of time for the layaway.  Our average is 6 months to pay off your item, but we can always accommodate a shorter or longer layaway.  
3. You can make payments by either mailing us a check, or you can call and pay by credit card.  We are working on making online payments available in the future.
4. When the item is paid off, you can either pick it up at the next jewelry show, or we can arrange for shipping. 

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